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Tide Business

Tide Business: UK business account and financial services platform for SMEs.

Note: Electronic money institution and business banking platform; states it is not a bank and is not an accountancy practice.

About

Tide is a UK business financial platform offering business current accounts, savings, loans, invoicing and accounting tools, payroll, card payments and company registration services. It states on its own site that Tide is not a bank: it is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (firm reference 900843) and for credit and insurance broking (firm reference 718743), with bank accounts provided through ClearBank (reference 754568). The company reports over 2 million members.

Details from the firm's own website, checked 19 July 2026. Verify current details with the firm before engaging it.

Who this suits

Tide is a UK business financial platform — current accounts, savings, loans, invoicing, accounting tools, payroll, card payments and company registration. It suits a UK small business or founder who wants banking-style services and admin in one app, often opened faster than a traditional bank account.

One thing Tide states plainly on its own site and worth repeating: Tide is not a bank — it is an FCA-authorised e-money and payments provider (with FCA references it publishes). That means the deposit protection and product set differ from a bank account; understand that distinction before relying on it as your sole business account.

Registration

Company no. 09595646; FCA EMI 900843; FCA credit/insurance broking 718743

As published by the firm. Corpy has not independently verified this registration.

Services

Banking Specialists

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