Banking in Portugal, explained against the Tax and Customs Authority (Autoridade Tributaria): which banks take non-resident owners, the documents they ask
Opening a business account in Portugal is where onboarding and source-of-funds checks decide how fast a new company can actually trade.
The NHR tax regime closed to new applicants in 2024 and was replaced by the IFICI incentive; certified-accountant work is reserved to registered professionals. Tax here is administered by the Tax and Customs Authority (Autoridade Tributaria), and the guides below walk through which banks take non-resident owners, the documents they ask for, typical timelines, and what tends to hold an application up for Portugal specifically.
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