Z

Zerodha

Invest in everything, break free from high charges

Fintech & PaymentsBangalore, India private Founded 2010

At a Glance

Legal name
Zerodha Broking Limited
Registry number
U67120KA2010PLC052075 · verify
Jurisdiction
India
Ownership
private
Employees
1000+
Revenue (est.)
$500M-$1B
Headquarters
153/154, 4th Cross, Dollars Colony, Opp. Clarence Public School, JP Nagar 4th Phase, Bangalore 560078, Karnataka, India
Snapshot Last updated 24 April 2026

Zerodha is India's largest retail stockbroker by active client count, pioneering the discount-broking model in India with flat-fee trading (currently INR 20 per executed order, zero for equity delivery).

Founded2010
Employees1000+
Revenue (est.)$500M-$1B
OwnershipPrivate

Zerodha is India's largest retail stockbroker by active client count, pioneering the discount-broking model in India with flat-fee trading (currently INR 20 per executed order, zero for equity delivery). Founded in Bangalore in 2010 by brothers Nithin Kamath and Nikhil Kamath, Zerodha is entirely bootstrapped - it has never raised external venture capital, which makes it structurally unique among Indian unicorns.

The legal parent is Zerodha Broking Limited, a SEBI-registered stockbroker with memberships on NSE, BSE, MCX, and NCDEX. Related group entities include Zerodha Commodities Private Limited, Zerodha Capital Private Limited (NBFC for margin funding), Rainmatter Technology Private Limited (the in-house fintech accelerator and investment arm), and True Beacon (an asset-management affiliate). As of 2024 Zerodha serves over 13 million active clients and contributes an estimated 15-20% of daily retail equity volumes on NSE.

Zerodha's corporate structure is a pure India-domiciled setup with no foreign parent, no external VC, and no offshore holding entities. It is the only major Indian unicorn to have reached billion-dollar valuation territory entirely from operating cash flow, and its economics (reported profit of over INR 4,700 crore in FY24 on revenue around INR 8,200 crore) make it one of the most profitable fintechs in India.

  1. 1

    Estonia e-Residency play

    Zerodha is the structural outlier of the Indian unicorn landscape and a useful counterpoint to every venture-backed case study. Its India-domiciled, bootstrapped structure offers distinct lessons.

  2. 2

    Estonia e-Residency play

    **Bootstrapped from day one means no offshore parent ever needed.** Zerodha has famously never raised external venture capital. The Kamath brothers funded the initial capital adequacy requirements (SEBI requires substantial base minimum capital for stockbrokers - currently INR 3 crore for NSE equity membership) from personal resources, and subsequent growth was financed entirely from operating profit. With no foreign VC in the cap table, there was never a structural pressure to incorporate in Singapore or Delaware. Zerodha Broking Limited is, and has always been, an Indian-domiciled SEBI-registered stockbroker.

  3. 3

    Estonia e-Residency play

    **SEBI-registered stockbroking is Indian-incorporation-only.** Even if the Kamaths had wanted a foreign parent, they could not have operated the core stockbroking business through it. SEBI rules for stockbroker registration (the Securities and Exchange Board of India (Stock Brokers) Regulations, 1992 and successive amendments) require the broker to be Indian-incorporated, with fit-and-proper directors, minimum net worth, and base minimum capital deposited with the exchange. This is a regulatory constraint similar to RBI's payment-aggregator licensing - the Indian opco is the only legally viable operating centre.

  4. 4

    Parent-subsidiary layout

    **Group architecture spreads regulatory risk.** Zerodha has split its businesses across multiple Indian entities: Zerodha Broking Limited (SEBI-registered broker), Zerodha Commodities Private Limited (commodities-broking subsidiary, historically), Zerodha Capital Private Limited (RBI-registered NBFC for margin funding), True Beacon (portfolio-management services affiliate), and Rainmatter Technology Private Limited (the fintech-investing and incubation arm). This multi-entity structure allocates regulatory risk cleanly - SEBI oversees the broker, RBI oversees the NBFC, IRDAI would oversee any insurance activity separately - and lets each entity operate under its own net-worth and governance rules.

Key People

N

Nithin Kamath

Founder

From Wikidata

N

Nikhil Kamath

Founder

From Wikidata

Corporate Timeline

  1. Jan 2010Incorporation

    Zerodha founded

    Founded in 2010 by Nithin Kamath and Nikhil Kamath.

    Source →

Build Your Own

Replicate Zerodha's structure in 4 steps

The formation playbook, distilled from how this company was actually set up.

1

Estonia e-Residency play

Incorporate an Indian Private Limited Company via MCA SPICe+. For stockbroking, you will need a SEBI stockbroker licence, which requires substantial minimum net worth and fit-and-proper director screening - plan for INR 5-10 crore of initial capital depending on scope.

2

Estonia e-Residency play

Apply to SEBI for a stockbroker registration under the SEBI (Stock Brokers) Regulations 1992. Simultaneously apply to NSE and/or BSE for membership - expect base minimum capital deposits plus membership fees.

3

Parent-subsidiary layout

For margin funding, incorporate a separate Indian NBFC subsidiary and apply to RBI for an NBFC Certificate of Registration. NBFC net-worth requirement is INR 2 crore minimum, with higher thresholds for specific categories.

4

Estonia e-Residency play

For an in-house fintech investment vehicle, incorporate a separate Indian Pvt Ltd. Invest only from company balance sheet - do not pool third-party capital (which would trigger SEBI AIF registration).

Frequently Asked Questions

How is Zerodha different from other Indian unicorns?

Zerodha has never raised external venture capital. The entire business is bootstrapped, funded initially by founders Nithin and Nikhil Kamath and subsequently from operating profit. This makes Zerodha structurally unique - no foreign VCs, no Singapore or Delaware parent, no offshore cap table. The legal structure is purely India-domiciled.

Why is Zerodha so profitable?

Discount-broking with flat fees (INR 20 per executed order, zero for equity delivery) scales profitably once trading volumes and client counts are high. Zerodha serves over 13 million active clients with a lean team and efficient technology stack, producing reported profits over INR 4,700 crore on revenue around INR 8,200 crore in FY24.

What is Rainmatter and is it a VC fund?

Rainmatter is Zerodha's in-house fintech and climate investment vehicle, structured as an Indian Pvt Ltd. It invests only from Zerodha's own balance sheet, not from third-party LPs. Because it does not pool external capital, it is not a SEBI-registered Alternative Investment Fund. Portfolio investments include Smallcase, Streak, Ditto Insurance, and several climate ventures.

Will Zerodha IPO?

Management has repeatedly stated no IPO plans. Zerodha does not need growth capital, founder control is strong, and public-broker disclosure is onerous. However, the structure would support a clean Indian IPO whenever desired - convert to Public Limited Company, file DRHP with SEBI, list on NSE/BSE. No foreign investor exits or offshore restructuring needed.

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