At a Glance
- Legal name
- Revolut Ltd
- Registry number
- 08804411 · verify
- Jurisdiction
- United Kingdom
- Ownership
- private
- Employees
- 10000+
- Revenue (est.)
- $2B-$5B
- Headquarters
- 7 Westferry Circus, Canary Wharf, London, E14 4HD, United Kingdom
Revolut is a London-headquartered financial super-app serving more than 45 million retail customers and hundreds of thousands of business clients across Europe, the UK, the United States, Asia-Pacific, and Latin America.
Revolut is a London-headquartered financial super-app serving more than 45 million retail customers and hundreds of thousands of business clients across Europe, the UK, the United States, Asia-Pacific, and Latin America. Founded by Nik Storonsky and Vlad Yatsenko in 2015, the company began as a multi-currency prepaid card and has since expanded into a full-stack financial platform offering current accounts, cross-border transfers, stock and crypto trading, savings vaults, business banking, and a growing list of credit products. Revolut operates under a portfolio of regulatory permissions: an e-money licence from the UK Financial Conduct Authority, a specialised bank licence granted by the Bank of Lithuania in 2018 (passported across the European Economic Area), and in 2024 a restricted UK banking licence "with restrictions" from the Prudential Regulation Authority. The group is organised under Revolut Group Holdings Ltd, with Revolut Ltd as the principal UK operating company. Its 2024 group revenue exceeded $4 billion, making it one of the most financially significant privately held fintechs in Europe.
- 1
Estonia e-Residency play
For anyone studying British corporate structure through the lens of regulated fintech, Revolut is an unusually rich case. The operating entity, Revolut Ltd (Companies House number 08804411), is a private limited company domiciled in England and Wales, sitting beneath the top-level parent Revolut Group Holdings Ltd.
- 2
Share class engineering
The group structure has evolved as the business raised successive rounds from investors such as SoftBank Vision Fund 2, Tiger Global, Index Ventures, and DST Global; each round has been accompanied by fresh filings at Companies House detailing share classes, articles amendments, and new persons with significant control. Revolut uses multiple share classes to reconcile founder voting rights with institutional preferences, a pattern increasingly common in UK late-stage private companies but still rarer than in US Delaware structures.
- 3
Share class engineering
The banking piece is architecturally distinct: Revolut Bank UAB in Lithuania is the group's first full bank and issues deposit-insured accounts across the EEA, while the UK entity has historically operated as an e-money institution until the PRA's 2024 authorisation-with-restrictions began the mobilisation phase toward a full UK bank. This "two-pillar" licensing approach, one EU bank and one UK bank, is a template other neobanks and crypto-adjacent fintechs now copy. Revolut's long-rumoured IPO would most likely use a UK plc re-registration or a US-style flip, and the company has publicly discussed listing in New York rather than London, a decision that has reignited UK policy debates about LSE competitiveness, dual-class shares, and the FCA listing regime reforms of 2024.
Key People
Nikolay Storonsky
Founder
From Wikidata
Vlad Yatsenko
Founder
From Wikidata
Replicate Revolut's structure in 4 steps
The formation playbook, distilled from how this company was actually set up.
Estonia e-Residency play
Revolut Group Holdings Ltd is the ultimate UK parent and sits above Revolut Ltd, the principal English operating company registered at Companies House under number 08804411.
Estonia e-Residency play
Revolut Bank UAB, headquartered in Vilnius, holds the group's specialised bank licence from the Bank of Lithuania and passports services across the European Economic Area.
Singapore Pte Ltd
Regional subsidiaries in the United States, Singapore, Australia, Brazil, Mexico, and India hold local money-transmitter, payment-institution, or broker-dealer authorisations.
Estonia e-Residency play
The UK entity is pursuing a full PRA/FCA bank authorisation following the 2024 grant of a licence with restrictions. Persons with significant control, share capital history, and statutory accounts for each UK entity are filed annually at Companies House and are publicly searchable.
Recent News & Filings
- Robinhood Fund Opens OpenAI, Revolut, Stripe to Retail as Singapore Approves Expansion - Yahoo FinanceYahoo Finance · 23 Apr 2026
- Revolut Builds Its Own AI — and Sees Stronger Results - ACA InternationalACA International · 23 Apr 2026
- adidas X Audi Revolut F1 Team Unveil Miami Collection – Born From Football Nostalgia, Built For The Paddock - adidas Newsadidas News · 23 Apr 2026
- Revolut Reportedly Targets $200B IPO Valuation in Huge Fintech Bet - TechRepublicTechRepublic · 22 Apr 2026
- Revolut targets a $200 billion IPO just months after its $75 billion share sale - CoinDeskCoinDesk · 21 Apr 2026
Frequently Asked Questions
Where is Revolut legally registered?
Revolut's principal UK operating entity, Revolut Ltd, is registered in England and Wales at Companies House under company number 08804411, with its head office in Canary Wharf, London.
Does Revolut hold a banking licence?
Yes. Revolut Bank UAB holds a specialised bank licence from the Bank of Lithuania (granted 2018), and in 2024 the UK PRA granted Revolut a banking licence with restrictions, beginning the mobilisation stage toward a full UK bank.
Is Revolut publicly traded?
No. Revolut is still privately held by its founders, employees, and institutional investors including SoftBank Vision Fund 2 and Tiger Global, although a future IPO has been widely reported.
Who owns Revolut?
Co-founders Nik Storonsky and Vlad Yatsenko retain substantial stakes alongside venture and growth investors; full persons-with-significant-control disclosures are available on Companies House.
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